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Robert Gephart, Page 6

“Violently Flat”

No fun at all. For you and certainly not for us. Each day we sailed our little ships onto the Sea of …

Thank You!

There is a Charles Schwab commercial running on TV these days where a child asks his father how much he pays his …

Pensions and the Dodo Bird

If you have a pension or are in line to receive a pension, consider yourself fortunate. Pensions are going the way of …

Is The Stock Market Prescient?

That is, is it prophetic, predictive, far-sighted, intuitive? Probably not so much. Otherwise we wouldn’t encounter teeth-loosening crashes from time to time. …

2013 was a great year!

The stock market exceeded our expectations and logged its best year since 1995. We hope that you are as happy with your …